We're building the best investment platform for entrepreneurs

Invest in Crowd2Fund and share in our success, already 30% funded.

We're building the world's best investment platform for entrepreneurs

Finance needs to be fast, fair and flexible to meet today's demands.

The Challenge

Due to regulatory restrictions post-2008, banks aren't able to lend as much, and non-secured lending is even more difficult. However, the need for financing still remains. Therefore, the market is ripe for disruption, with £2bn transactions per year in UK peer-to-business lending.

The Solution

Crowd2Fund is an online platform for private businesses and investors, offering carefully selected opportunities. Businesses get access to funds at competitive rates, and investors get generous returns on their investments, tax free, through the Innovative Finance ISA.

Enterprise Investment Scheme

Crowd2Fund has recently become approved for the generous government Enterprise Investment Scheme. This means that up to £12m can be invested through this scheme from investors who can potentially receive generous tax relief.

If you invest £50,000
Potential Relief £15,000
Potential Loss relief £15,750
Your exposure £18,250
Capital gains tax £0
Equity owned £62,500
If you invest £50,000 in this round you may potentially be exposed only £18,250 due to EIS and can also receive a 25% loyalty bonus valuing the equity at £62,500. Our plan aims to grow the business to a value of£353m by 2024 following a Series A £10m investment round next year; this would value your investment at an estimated £625,000, assuming no dilution. T&Cs apply to 25% bonus shares.

We have created consistent, quantifiable success

We've experienced exponential revenue growth for the past 3 years and facilitated more than £33m in investment. We want to continue this growth.

Revenue Growth 2015 - 2018
Total Investors 9,778
Amount invested £33,678,466
Total Businesses 3,643
Investment loans 455

We're tapping into a high-growth industry

The UK FinTech market is one of the fastest growing markets in the world. In 2018, Crowd2Fund achieved £832k in revenue with relatively steady costs.

Projected Revenue Forecast
2020

Next year we can deliver £34m in lending generating £2m in revenue after securing a £10m Series A investment round.

2021 - 2024

After a Series A investment round which we aim to secure next year we can build the business to be lending £210m per year and generating £12.6m in revenue thus valuing the business at £353m. We want to go further though and raise more investment rounds to seize the market opportunity.

We deliver better returns than our competitors

Our returns are highly competitive. This is how Crowd2Fund compares with other platforms in the peer-to-business lending space. Crucially though, because we allow investors to choose the investments you can earn up to 15% by making good investments.

Comparison: APR after bad debt
Average APR 7.87%
Written off £608,644
Borrower Rate 10.46%
Interest Generated £2,951,438

Investors choose the innovative businesses they invest in

They earn an estimated 10.46% APR before fees and bad debt tax-free via the IFISA

We're an FCA regulated platform with compliance at our core

Crowd2Fund is the first platform of its kind to be directly regulated. We work with the FCA to build trust and robust processes, thereby delivering a better service for our clients.

Step 1

Businesses who need funding submit a business proposal to Crowd2Fund.

Step 2

Our Risk and Due Diligence team reviews the proposal against our strict acceptance criteria.

Step 3

Successful businesses are listed; investors pledge the amount they want to invest.

We are also an authorised Innovative Finance ISA manager - with Crowd2Fund, investor returns are tax-free.

We're powered by revolutionary technology

Crowd2Fund is built by some of the world's best designers and engineers, leveraging innovation to challenge incumbent platforms.

The Brains

We're a lean team, building impeccable user experiences with state of the art technology.

The Platform

Fully mobile responsive, working seamlessly on all handsets also with an iOS App.

Simple Integration

A comprehensive API allows integration of other third-party clients and additional compliance services.

Minimising Risk

We maximise the speed of business approval and minimise operational costs with our auto risk assessment tool.

Saving Time

For our time-poor investors, our Smart-Invest feature uses AI and big data analysis to invest on investor's behalf.

Blockchain Enabled

We're becoming Blockchain enabled which offers investors a better and more secure experience whilst future proofing the platform.

Our proven business model

Our business model is now proven based on years of reliable data and we are ready to scale. We plan to grow the business to at least a value of £353m over the next few years offering a potential 10x return on investment.

Cost for £100k deal £2,345 Cost for active investor £345
Invested per investor £6,753/y Target lending volume £210m/y
Required active investors 28,248 Businesses funded 2,628

Be part of taking our vision further next year

Next year we plan to proceed to a Series A £10m institutional raise. As our business model is proven, with this investment we aim to grow the business to a value of £353m and deliver the worlds first decentralised bank, offering full banking services including deposits, bank accounts and card payments for entrepreneurs.

Become part of our exclusive Investor Club

By investing you become part of our investor club where we hold regular events and you also get access to exclusive offers.

We're proud of our 
exceptional team

Led by experienced digital finance, investment, and marketing people, Crowd2Fund is a committed team of 12 employees in London and Bucharest.

Chris Hancock
CEO
Nicky Pace
Managing Director
John Daniel
Strategic Finance Director
Rob Older
Content Director
Liviu Dragulin
Director of Tech Ops
Mike Boehm
Tech Development
Hannah Colgan
Senior Risk Analyst
Russell Tolley
Commercial Director
Hamish Chreseson
Risk Analyst
Caroline Gill
Marketing Manager
Jen Garcia
International Project Manager
Cosmina Palade
Front End Engineer

Our advisors

As industry experts in digital finance, investment and marketing, our advisors provide invaluable guidance and insight for the business.

Katherine Atkin
Advisor
Nigel Webber
Advisor
Michael Fischer
Advisor
Mahmood Yusuf
Advisor

Own the future of finance: invest in Crowd2Fund

We are raising £1.2m from private investors via the generous EIS tax scheme which will allow us to grow the business to £99m.

The opportunity

For the first time, the opportunity is offered to non-Crowd2Fund users. All eligible shares will be transferable on the Exchange in the future as the business grows.


Learn more

Investment forecast

We however plan a further raise of £10m which will allow us to grow the business to £353m by 2024 giving you a potential 10x return on your investment, assuming no dilution.

Learn more

Crowd2Fund is one of 10 companies selected by the Department for International Trade to be on a highly prestigious international FinTech programme which is to facilitate cross border trade in the FinTech sector between Australia and the United Kingdom. At this time we are actively setting up in Australia.

More information

Crowd2Fund is a keen supporter of the GFIN. A new global trade hub specifically for FinTech focused on facilitating cross jurisdiction FinTech transactions. We plan to expand internationally across this network and are keenly watching for the alignment of regulations which will make it much easier to penetrate international markets.

More information

We give businesses more when they borrow from us

We provide access to a community of engaged investors who act as brand advocates, driving sales across local and global markets.

Investment opportunity

We’ve already seen a lot of interest and pledges in the round with 30% funded of £1,200,000 from 32 investors. Apart from receiving the EIS relief an investment will mean you don’t pay fees for life and you’ll receive other great perks. We would be delighted if you wanted to join us on the Crowd2Fund journey.

Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. Remember, your actual return may be higher or lower as your capital is at risk.

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