Invest in Crowd2Fund and share in our success.Invest now
Finance needs to be fast, fair and flexible to meet today's demands.
Due to regulatory restrictions post-2008, banks aren't able to lend as much, and non-secured lending is even more difficult. However, the need for financing still remains. Therefore, the market is ripe for disruption, with £2bn transactions per year in UK peer-to-business lending.
Crowd2Fund is an online platform for private businesses and investors, offering carefully selected opportunities. Businesses get access to funds at competitive rates, and investors get generous returns on their investments, tax free, through the Innovative Finance ISA.
We've experienced 300% year-on-year revenue growth for the past 3 years and facilitated more than £25m in investment. We're also cash-flow positive.
The UK FinTech market is one of the fastest growing markets in the world. In 2018, Crowd2Fund achieved £832k in revenue with relatively steady costs.
Next year we aim to facilitate £40m in lending, generating £2.4m in revenue and continuing our 300% year on year growth.*
We aim to facilitate £3bn in lending by 2022, generating £180m in revenue. This would value the company at £5bn, based on a 28x revenue valuation.*Audited accounts available
Our returns are highly competitive. This is how Crowd2Fund compares with other platforms in the peer-to-business lending space:
They earn an estimated 10.46% APR before fees and bad debt tax-free via the IFISA
Crowd2Fund is the first platform of its kind to be directly regulated. We work with the FCA to build trust and robust processes, thereby delivering a better service for our clients.
Businesses who need funding submit a business proposal to Crowd2Fund.
Our Risk and Due Diligence team reviews the proposal against our strict acceptance criteria.
Successful businesses are listed; investors pledge the amount they want to invest.
Crowd2Fund is built by some of the world's best designers and engineers, leveraging innovation to challenge incumbent platforms.
We're a lean team, building impeccable user experiences with state of the art technology.
Fully mobile responsive, working seamlessly on all handsets also with an iOS App.
A comprehensive API allows integration of other third-party clients and additional compliance services.
We maximise the speed of business approval and minimise operational costs with our auto risk assessment tool.
For our time-poor investors, our Smart-Invest feature uses AI and big data analysis to invest on investor's behalf.
We're becoming Blockchain enabled which offers investors a better and more secure experience whilst future proofing the platform.
Led by experienced digital finance, investment, and marketing people, Crowd2Fund is a committed team of 12 employees in London and Bucharest.
In line with our ethos, we are releasing £2m of shares for private investors, due to the success of our funding round last year and to realise our future potential.
For the first time, the opportunity is offered to non-Crowd2Fund users. All eligible shares will be transferable on the Exchange in the future as the business grows.
This round also forms part of a securitised ICO, meaning you can exchange cyptocurrencies for equity.Learn more
Crowd2Fund has 125 private owners; we want to grow this to 450. Based on projected growth post-investment, our target valuation could be between £3bn to £6bn over the longer term.
We forecast between 10x - 20x return on your investment within 5 - 10 years.Learn more
If investing £20,000 today, based on our current valuation, you could potentially claim £6,000 back from your tax bill via the Enterprise Investment Scheme (EIS). Our aim would be to increase the value of your £20,000 investment to an estimated £571,429, assuming we achieve an estimated £1bn valuation by 2022. When you sell the shares you will not have to pay capital gains tax. If in the unlikely event the shares lose their value you will also be eligible for loss protection of 45% of the value of your investment.
Due to the success of last years investment round we are releasing a further £2,000,000 of equity which will be available at £35,000,000 pre-money valuation. Eligible shares will be tradable on the Exchange as the valuation increases over the longer term. EIS Advance Assurance is pending from HMRC and we are optimistic to receive approval soon. An investment will mean you don’t pay fees when lending through the platform and you’ll receive other great perks. We would be delighted if you wanted to join us on the Crowd2Fund journey.Invest now
Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. Remember, your actual return may be higher or lower as your capital is at risk.